Online Peer-to-Peer Lending

Dear Colleagues,

Peer-to-peer (P2P) lending is a swiftly evolving alternative financial market that exists on online platforms, serving as a meeting place for borrowers and loaners, respectively, seeking lower interest rates and higher investment returns. Due to the nature of this virtual marketplace, information asymmetry exists, resulting in fields of research investigating factors influencing investor decisions such as appearance, as well as risk related research, such as risk reduction, default risk analysis, and factors affecting risk and compensation received in exchange.

Online P2P platforms have shown to be a response to the modern information age giving rise to new topics of research to provide an increased understanding of this financial market and the consumers involved, which will be the focus of this Special Issue. Areas of interest include, but are not limited to: P2P lending on the individual and business consumer levels; P2P lending in various cultural contexts; types of lenders or borrowers; the ideal lenders or borrowers; and more specific factors influencing successful transactions and investing decisions.

Dr. Zhibin Lin
Dr. Ling Xiao
Dr. Nirmala Lee
Guest Editor

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• Peer-to-peer lending
• information asymmetry
• credit markets
• risk reduction
• default risk
• investment decisions