Codes to predict zero claims:
sum(exp(-predict(Model.poi, DataValid, type = "response")))
sum(1-predict(Model.log, DataValid, type = "response"))
sum(predict(Model.zeropoi, DataValid, type = "prob")[,1])
```
#### **References**


Murphy, Kevin P. 2012. *Machine Learning—A Probabilistic Perspective*. Cambridge: The MIT Press.


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