**About the Editors**

**Ramona Rupeika-Apoga** is a Professor of Finance at the University of Latvia and the Head of the Department of Finance and Accounting. She is an Affiliate Professor at the University of Malta and Visiting Professor at the University of Lodz (Poland). Her accomplishments include leading various international and national research projects. The professor has more than 15 years of pedagogical experience at Latvian and European higher education institutions with specialized knowledge in Risk Management, International Finance, FinTech and Digital transformation of companies. A member of the Latvian Academy of Sciences, she specializes in Economics and Management Sciences, and has contributed to many internationally published journals related to Digital Finance, Access to Finance for SMEs, Financial Risk Assessment and Fintech Business Models. In addition, she serves as an editor for the *European Research Studies Journal*, *International Journal of Economics & Business Administration*, *Journal of Applied Economics and Business*, *Journal of Finance and Financial Law*, and *International Journal of Business and Economic Sciences Applied Research*.

**Pierpaolo Marano** Pierpaolo Marano is a Law and Regulation Professor at the University of Latvia, the Catholic University of the Sacred Heart (Milan), and the University of Malta. He is also a scholar in residence at the University of Connecticut, School of law – Insurance Law Center, and an Honorary Fellow at the University of Hong Kong – Asian Institute of International Financial Law. A widely sought speaker on insurance law with over 130 academic papers published and one of the Italian Code of Private Insurance drafters, he serves as an academic member of the Insurance and Reinsurance Stakeholders Group at the European Insurance and Occupational Pensions Authority (EIOPA). In addition, he is the Director of the AIDA Europe Research Series on Insurance Law and Regulation published by Springer. Furthermore, he is co-editor of the book "InsurTech: A legal and Regulatory View", published in 2020 by Springer, while his article "Navigating InsurTech: The digitial intermediaries of insurance products and customer protection in the EU" is the most cited essay of the top-ranked *Maastricht Journal of European and Comparative Law* in the last three years.
