*2.1. Female-Headed Households*

According to the IPCC (2014), in considering climate change and its impacts, persons who are marginalised socially, economically, culturally, politically and institutionally are particularly vulnerable to these changes. Female-headed households can be considered one of the most vulnerable groups due to limited access to land, formal employment, credit and insurance resources (The World Bank 2012b). Rosenhouse (1989) examined household headship, stating that a decade of research on women and development shows that households headed by women are over-represented among the world's poor and have increased worldwide in the past two decades. Poverty is not restricted to this group, but the sheer numbers in this group deserve additional attention in social adjustment programmes. The World Bank (2012b) supports this view, as does the ILO (2018).
