Sign in to use this feature.

Years

Between: -

Subjects

remove_circle_outline
remove_circle_outline
remove_circle_outline
remove_circle_outline
remove_circle_outline
remove_circle_outline
remove_circle_outline
remove_circle_outline
remove_circle_outline

Journals

Article Types

Countries / Regions

Search Results (65)

Search Parameters:
Keywords = technology affordance theory

Order results
Result details
Results per page
Select all
Export citation of selected articles as:
28 pages, 895 KB  
Article
The Impact of AI-Recommended Content Affordances on Post-Purchase Intention in Stockout Substitution Scenarios
by Beibei Dai, Jianming Zhu and Xiaoling Zhu
Behav. Sci. 2025, 15(11), 1507; https://doi.org/10.3390/bs15111507 - 6 Nov 2025
Viewed by 422
Abstract
Stockouts significantly threaten consumer loyalty and cause substantial economic losses. In response, online platforms are widely deploying AI recommender systems to provide substitutes. However, whether such AI-driven substitution strategies can effectively mitigate the negative consequences of stockouts remains underexplored. Grounded in technology affordance [...] Read more.
Stockouts significantly threaten consumer loyalty and cause substantial economic losses. In response, online platforms are widely deploying AI recommender systems to provide substitutes. However, whether such AI-driven substitution strategies can effectively mitigate the negative consequences of stockouts remains underexplored. Grounded in technology affordance and perceived value theories, this study develops a conceptual framework to investigate how content affordances of AI-recommended substitutes—specifically perceived fit, personalization, and serendipity—influence post-purchase intentions through functional and emotional value perceptions. Analysis of survey data from 479 respondents reveals that these affordances enhance perceived value, which in turn strengthens post-purchase intentions. Moreover, the findings demonstrate distinct effects of each affordance dimension on perceived functional value versus emotional value. In terms of the moderating effects, privacy concerns positively moderate the relationship between perceived functional value and post-purchase intention. Necessary Condition Analysis (NCA) further identifies critical prerequisites for achieving high perceived value and post-purchase intentions. This study extends the application of AI recommender systems to service recovery contexts and offers a wealth of novel insights for designing effective substitution strategies. Full article
(This article belongs to the Section Behavioral Economics)
Show Figures

Figure 1

22 pages, 842 KB  
Article
Contingent Affordance Actualization: Nexus of Digital Technology Adoption and Sustainable Performance with the Roles of Supply Chain Innovation and Environmental Munificence
by Zifeng Li, Jinliang Chen and Yu Wang
J. Theor. Appl. Electron. Commer. Res. 2025, 20(4), 297; https://doi.org/10.3390/jtaer20040297 - 1 Nov 2025
Viewed by 290
Abstract
Digital technology adoption can be beneficial for sustainable development of firms. This study seeks to illuminate how it works, based on the contingent affordance actualization theory that emphasizes both action potential and achievement context of technology. Specifically, it considers supply chain innovation as [...] Read more.
Digital technology adoption can be beneficial for sustainable development of firms. This study seeks to illuminate how it works, based on the contingent affordance actualization theory that emphasizes both action potential and achievement context of technology. Specifically, it considers supply chain innovation as the underexplored mechanism and environmental munificence as the context factor. With the matched multisource data of 157 human resources service firms in China, the empirical findings show that supply chain innovation mediates the relationship between digital technology adoption and sustainable performance. Additionally, environmental munificence, the extent of the resources available in an environment, weakens this indirect relationship. By demonstrating these relations, this study provides firms with insights that allow them to utilize both the functional and coordinated action potentials of digital technology to conduct supply chain innovation, which in turn enhances sustainable performance. During this process, firms are further advised to be watchful to cope with organizational inertia when environmental munificence is high. Full article
(This article belongs to the Special Issue Digitalization and Sustainable Supply Chain)
Show Figures

Figure 1

34 pages, 833 KB  
Article
Mapping the Institutional and Socio-Political Barriers to Smart Mobility Adoption: A TISM-MICMAC Approach
by Douglas Mitieka, Rose Luke, Hossana Twinomurinzi and Joash Mageto
Smart Cities 2025, 8(6), 182; https://doi.org/10.3390/smartcities8060182 - 1 Nov 2025
Viewed by 428
Abstract
Smart mobility is widely promoted as a solution to urban congestion, pollution, and inefficiency. Yet, its adoption remains inconsistent, particularly in developing and small cities. While prior research has examined technological enablers, the structural and systemic barriers that constrain adoption are less understood. [...] Read more.
Smart mobility is widely promoted as a solution to urban congestion, pollution, and inefficiency. Yet, its adoption remains inconsistent, particularly in developing and small cities. While prior research has examined technological enablers, the structural and systemic barriers that constrain adoption are less understood. This study identifies and analyzes the institutional, political, technological, and socio-cultural barriers that collectively inhibit smart mobility transitions. Using Total Interpretive Structural Modelling (TISM) and MICMAC analysis, the study hierarchically maps 14 interrelated barriers derived from literature and validated through expert consultation. Findings reveal that legacy paradigms in conventional transport planning, fragmented institutional mandates, and regulatory misalignment are the foundational constraints that reinforce downstream challenges such as affordability, limited service coverage, and user resistance. Anchored in Critical Urban Theory, the study reframes smart mobility adoption as a contested and political process shaped by institutional inertia and unequal access to technology. The paper contributes to the literature by offering a theory-informed diagnostic framework for understanding mobility transitions. It also provides practical entry points for policymakers, planners, and mobility innovators seeking to target root cause interventions rather than symptoms, to enable more equitable, scalable, and resilient smart mobility transitions. Full article
Show Figures

Figure 1

32 pages, 4721 KB  
Article
Decarbonising Agriculture with Green Hydrogen: A Stakeholder-Guided Feasibility Study
by Pegah Mirzania, Da Huo, Nazmiye Balta-Ozkan, Niranjan Panigrahi and Jerry W. Knox
Sustainability 2025, 17(20), 9298; https://doi.org/10.3390/su17209298 - 20 Oct 2025
Viewed by 650
Abstract
Green hydrogen offers a promising yet underexplored pathway for agricultural decarbonisation, requiring technological readiness and coordinated action from policymakers, industry, and farmers. This paper integrates techno-economic modelling with stakeholder engagement (semi-structured interviews and an expert workshop) to assess its potential. Analyses were conducted [...] Read more.
Green hydrogen offers a promising yet underexplored pathway for agricultural decarbonisation, requiring technological readiness and coordinated action from policymakers, industry, and farmers. This paper integrates techno-economic modelling with stakeholder engagement (semi-structured interviews and an expert workshop) to assess its potential. Analyses were conducted for farms of 123 hectares and clusters of 10 farms, complemented by seven interviews and a workshop with nine sector experts. Findings show both opportunities and barriers. While on-farm hydrogen production is technically feasible, it remains economically uncompetitive due to high levelised costs, shaped by seasonal demand variability and low utilisation of electrolysers and storage. Pooling demand across multiple users is essential to improve cost-effectiveness. Stakeholders identified three potential business models: fertiliser production via ammonia synthesis, cooperative-based models, and local refuelling stations. Of these, cooperative hydrogen hubs emerged as the most promising, enabling clusters of farms to jointly invest in renewable-powered electrolysers, storage, and refuelling facilities, thereby reducing costs, extending participation to smaller farms, and mitigating risks through collective investment. By linking techno-economic feasibility with stakeholder perspectives and business model considerations, the results contribute to socio-technical transition theory by showing how technological, institutional, and social factors interact in shaping hydrogen adoption in agriculture. With appropriate policy support, cooperative hubs could lower costs, ease concerns over affordability and complexity, and position hydrogen as a practical driver of agricultural decarbonisation and rural resilience. Full article
Show Figures

Figure 1

17 pages, 410 KB  
Article
The Effects of Interaction Scenarios on EFL Learners’ Technology Acceptance and Willingness to Communicate with AI
by Zheng Cui, Hua Yang and Hao Xu
Behav. Sci. 2025, 15(10), 1391; https://doi.org/10.3390/bs15101391 - 14 Oct 2025
Viewed by 388
Abstract
Grounded in a sociocultural theory, this study investigates how distinct interaction scenarios influence Chinese English as a Foreign Language (EFL) learners’ technology acceptance: perceived usefulness (PU) and perceived ease of use (PEU), and their willingness to communicate with AI (AI-WTC). A total of [...] Read more.
Grounded in a sociocultural theory, this study investigates how distinct interaction scenarios influence Chinese English as a Foreign Language (EFL) learners’ technology acceptance: perceived usefulness (PU) and perceived ease of use (PEU), and their willingness to communicate with AI (AI-WTC). A total of 367 university students completed a scenario-based questionnaire measuring PU, PEU, and AI-WTC across four empirically derived scenarios: advisory interaction, language skills support, academic knowledge inquiry, and factual information retrieval. Repeated-measures ANOVA with Bonferroni tests revealed significant scenario effects on all three constructs, though effect sizes were small to moderate. Factual Information Retrieval Scenario consistently received the highest ratings, whereas Academic Knowledge Inquiry and Language Skills Support Scenario scored lowest. A salient divergence emerged in complex scenarios: Advisory Interaction Scenario was rated more useful than Language Skills Support Scenario, yet both elicited equally low willingness to communicate, indicating that perceived usefulness alone may not sustain engagement under high interactional demands. These findings suggest that the effectiveness of AI as a communicative scaffold is not inherent but co-constructed through scenario-specific affordances and constraints. The study contributes a scenario-sensitive framework to TAM and WTC research, providing pedagogical guidance for designing differentiated AI-mediated language tasks. Full article
Show Figures

Figure 1

24 pages, 662 KB  
Article
Research on the Impact of AI Introduction on Employee Creativity: The Moderating Role of Technology Overload
by Dexia Zang and Manyu Li
Behav. Sci. 2025, 15(10), 1389; https://doi.org/10.3390/bs15101389 - 14 Oct 2025
Viewed by 1020
Abstract
The introduction and application of AI are profoundly affecting the working modes and psychological states of employees. For many organisations, AI is not only a tool to improve productivity, but also an important driving force for organisational change. In the context of the [...] Read more.
The introduction and application of AI are profoundly affecting the working modes and psychological states of employees. For many organisations, AI is not only a tool to improve productivity, but also an important driving force for organisational change. In the context of the rapid development of AI, it is particularly important to explore the impact mechanism of its introduction on employee creativity. This study uses the theory of technological affordances and job characteristics theory to explore the impact of AI introduction on employee creativity. Through an analysis of the questionnaire data of 309 employees, it is found that the introduction of AI has a significant positive impact on employee creativity, and perceived job autonomy and perceived job feedback play a mediating role between the introduction of AI and employee creativity. Technology overload not only negatively moderates the relationship between AI introduction and perceived job autonomy, but also negatively moderates the relationship between AI introduction and perceived job feedback; that is, the higher the technology overload is, the weaker the positive relationship between AI introduction and perceived job autonomy and perceived job feedback is. This study not only provides a new perspective for understanding the opportunities and challenges brought by the application of AI in the workplace, but also provides an empirical basis for enterprises to formulate effective human resource management strategies in the process of digital transformation. Full article
(This article belongs to the Special Issue The Impact of Technology on Human Behavior)
Show Figures

Figure 1

17 pages, 534 KB  
Article
Digital Transformation and Entrepreneurial Risk-Taking: Navigating Affordance and Apprehension in SME Intentions
by Konstantinos S. Skandalis and Dimitra Skandali
Risks 2025, 13(9), 177; https://doi.org/10.3390/risks13090177 - 11 Sep 2025
Viewed by 1038
Abstract
Digitalization is reshaping entrepreneurship, yet the mechanisms that translate new technological possibilities into entrepreneurial intention remain poorly understood, especially for resource-constrained small and medium-sized enterprises (SMEs). Building on the Theory of Planned Behaviour, Entrepreneurial Risk-Taking Theory and Affordance Theory, this study proposes and [...] Read more.
Digitalization is reshaping entrepreneurship, yet the mechanisms that translate new technological possibilities into entrepreneurial intention remain poorly understood, especially for resource-constrained small and medium-sized enterprises (SMEs). Building on the Theory of Planned Behaviour, Entrepreneurial Risk-Taking Theory and Affordance Theory, this study proposes and tests an integrated model that captures how individual cognition, digital capability and platform-related risk interact to shape digital entrepreneurial intention (DEI). Survey data from 428 Greek SME owner-managers were analyzed with Partial Least Squares Structural Equation Modelling (PLS-SEM). Results show that entrepreneurial self-efficacy, financial risk tolerance, digital literacy and perceived platform affordances each exert significant positive effects on DEI, whereas perceived platform risk exerts a significant negative effect. Importantly, platform risk also dampens the positive impact of self-efficacy, revealing a boundary condition often overlooked in intention research. The findings position digital transformation as a double-edged phenomenon amplifying opportunity through affordances while simultaneously magnifying risk. The study advances theory by integrating risk perceptions and affordance recognition into a TPB framework, and it offers actionable guidance: policy makers should stabilize digital-regulatory regimes, platform providers should increase transparency and reliability, and SME support programs should blend digital-skills training with calibrated risk-management tools. Together, such measures can convert latent entrepreneurial confidence into resilient digital venture creation. This study contributes to theory by extending the Theory of Planned Behaviour with risk-sensitive boundary conditions, broadening Risk-Taking Theory to account for platform-specific uncertainties, and validating Affordance Theory in a digital SME context. Practically, it provides actionable guidance for entrepreneurs, policymakers, and platform operators on balancing digital capability development with systemic risk governance. Full article
Show Figures

Figure 1

16 pages, 281 KB  
Article
Modeling Concrete and Virtual Manipulatives for Mathematics Teacher Training: A Case Study in ICT-Enhanced Pedagogies
by Angela Ogbugwa Ochogboju and Javier Díez-Palomar
Information 2025, 16(8), 698; https://doi.org/10.3390/info16080698 - 17 Aug 2025
Viewed by 2711
Abstract
This feature paper explores the comparative pedagogical roles of concrete and virtual manipulatives in preservice mathematics teacher education. Based on a design-based research (DBR) methodology, this study investigates the effects of tangible tools (e.g., base-ten blocks, fraction circles) and digital applications (e.g., GeoGebra [...] Read more.
This feature paper explores the comparative pedagogical roles of concrete and virtual manipulatives in preservice mathematics teacher education. Based on a design-based research (DBR) methodology, this study investigates the effects of tangible tools (e.g., base-ten blocks, fraction circles) and digital applications (e.g., GeoGebra Classic 6, Polypad) on preservice teachers’ problem solving, conceptual understanding, engagement, and instructional reasoning. Data were collected through surveys (n = 53), semi-structured interviews (n = 25), and classroom observations (n = 30) in a Spanish university’s teacher education program. Key findings show that both forms of manipulatives significantly enhance engagement and conceptual clarity, but are affected by logistical and digital access barriers. This paper further proposes a theoretically grounded model for simulating manipulatives through ICT-based environments, enabling scalable and adaptive mathematics teacher training. By linking constructivist learning theory, the Technologically Enhanced Learning Environment (TELE) framework, and simulation-based pedagogy, this model aims to replicate the cognitive, affective, and collaborative affordances of manipulatives in virtual contexts. Distinct from prior work, this study contributes an integrated theoretical and practical framework, contextualized through empirical classroom data, and presents a clear plan for real-world ICT-based implementation. The findings provide actionable insights for teacher educators, edtech developers, and policymakers seeking to expand equitable and engaging mathematics education through simulation and blended modalities. Full article
(This article belongs to the Special Issue ICT-Based Modelling and Simulation for Education)
17 pages, 293 KB  
Article
“The Language of the Digital Air”: AI-Generated Literature and the Performance of Authorship
by Silvana Colella
Humanities 2025, 14(8), 164; https://doi.org/10.3390/h14080164 - 7 Aug 2025
Cited by 1 | Viewed by 2880
Abstract
The release of ChatGPT and similar applications in 2022 prompted wide-ranging discussions concerning the impact of AI technologies on writing, creativity, and authorship. This article explores the question of artificial writing, taking into consideration both critical theories and creative experiments. In the first [...] Read more.
The release of ChatGPT and similar applications in 2022 prompted wide-ranging discussions concerning the impact of AI technologies on writing, creativity, and authorship. This article explores the question of artificial writing, taking into consideration both critical theories and creative experiments. In the first section, I review current scholarly discussions about authorship in the age of generative AI. In the second and third sections, I turn to experiments in literary co-creation that combine the affordances of technology with the human art of prompting and editing or curating. My argument has three prongs: (1) experiments that frame artificial writing as literature (memoir, poetry, autobiography, fiction) are accompanied by enlarged paratexts, which merit more attention than they have hitherto received; (2) paratexts provide salient clues on the process of co-creation, the reconfiguration of authorship, and the production of value; and (3) in the folds of paratextual explanations, one can detect the profile of the author as clever prompter, navigating a new terrain by relying at times on the certainties of conventional authorship. My analyses show that while AI-generated literature is a novel phenomenon worthy of closer scrutiny, the novelty tends to be cloaked in a familiar garb. Full article
29 pages, 540 KB  
Systematic Review
Digital Transformation in International Trade: Opportunities, Challenges, and Policy Implications
by Sina Mirzaye and Muhammad Mohiuddin
J. Risk Financial Manag. 2025, 18(8), 421; https://doi.org/10.3390/jrfm18080421 - 1 Aug 2025
Cited by 3 | Viewed by 6338
Abstract
This study synthesizes the rapidly expanding evidence on how digital technologies reshape international trade, with a particular focus on small and medium-sized enterprises (SMEs). Guided by two research questions—(RQ1) How do digital tools influence the volume and composition of cross-border trade? and (RQ2) [...] Read more.
This study synthesizes the rapidly expanding evidence on how digital technologies reshape international trade, with a particular focus on small and medium-sized enterprises (SMEs). Guided by two research questions—(RQ1) How do digital tools influence the volume and composition of cross-border trade? and (RQ2) How do these effects vary by countries’ development level and firm size?—we conducted a PRISMA-compliant systematic literature review covering 2010–2024. Searches across eight major databases yielded 1857 records; after duplicate removal, title/abstract screening, full-text assessment, and Mixed Methods Appraisal Tool (MMAT 2018) quality checks, 86 peer-reviewed English-language studies were retained. Findings reveal three dominant technology clusters: (1) e-commerce platforms and cloud services, (2) IoT-enabled supply chain solutions, and (3) emerging AI analytics. E-commerce and cloud adoption consistently raise export intensity—doubling it for digitally mature SMEs—while AI applications are the fastest-growing research strand, particularly in East Asia and Northern Europe. However, benefits are uneven: firms in low-infrastructure settings face higher fixed digital costs, and cybersecurity and regulatory fragmentation remain pervasive obstacles. By integrating trade economics with development and SME internationalization studies, this review offers the first holistic framework that links national digital infrastructure and policy support to firm-level export performance. It shows that the trade-enhancing effects of digitalization are contingent on robust broadband penetration, affordable cloud access, and harmonized data-governance regimes. Policymakers should, therefore, prioritize inclusive digital-readiness programs, while business leaders should invest in complementary capabilities—data analytics, cyber-risk management, and cross-border e-logistics—to fully capture digital trade gains. This balanced perspective advances theory and practice on building resilient, equitable digital trade ecosystems. Full article
(This article belongs to the Special Issue Modern Enterprises/E-Commerce Logistics and Supply Chain Management)
Show Figures

Figure 1

38 pages, 2094 KB  
Article
Degenerative ‘Affordance’ of Social Media in Family Business
by Bridget Nneka Irene, Julius Irene, Joan Lockyer and Sunita Dewitt
Systems 2025, 13(8), 629; https://doi.org/10.3390/systems13080629 - 25 Jul 2025
Viewed by 1232
Abstract
This paper introduces the concept of degenerative affordances to explain how social media can unintentionally destabilise family-run influencer businesses. While affordance theory typically highlights the enabling features of technology, the researchers shift the focus to its unintended, risk-laden consequences, particularly within family enterprises [...] Read more.
This paper introduces the concept of degenerative affordances to explain how social media can unintentionally destabilise family-run influencer businesses. While affordance theory typically highlights the enabling features of technology, the researchers shift the focus to its unintended, risk-laden consequences, particularly within family enterprises where professional and personal identities are deeply entangled. Drawing on platform capitalism, family business research, and intersectional feminist critiques, the researchers develop a theoretical model to examine how social media affordances contribute to role confusion, privacy breaches, and trust erosion. Using a mixed-methods design, the researchers combine narrative interviews (n = 20) with partial least squares structural equation modelling (PLS-SEM) on survey data (n = 320) from family-based influencers. This study’s findings reveal a high explanatory power (R2 = 0.934) for how digital platforms mediate entrepreneurial legitimacy through interpersonal trust and role dynamics. Notably, trust emerges as a key mediating mechanism linking social media engagement to perceptions of business legitimacy. This paper advances three core contributions: (1) introducing degenerative affordance as a novel extension of affordance theory; (2) unpacking how digitally mediated role confusion and privacy breaches function as internal threats to legitimacy in family businesses; and (3) problematising the epistemic assumptions embedded in entrepreneurial legitimacy itself. This study’s results call for a rethinking of how digital platforms, family roles, and entrepreneurial identities co-constitute each other under the pressures of visibility, intimacy, and algorithmic governance. The paper concludes with implications for influencer labour regulation, platform accountability, and the ethics of digital family entrepreneurship. Full article
(This article belongs to the Section Systems Practice in Social Science)
Show Figures

Figure 1

19 pages, 797 KB  
Review
Barriers and Facilitators to Smoking Cessation Among University Students: A Scoping Review
by Farhan Alanazi, Walid Jumaa Mohamed Mohamed, Stathis Th. Konstantinidis and Holly Blake
Int. J. Environ. Res. Public Health 2025, 22(6), 947; https://doi.org/10.3390/ijerph22060947 - 17 Jun 2025
Viewed by 2622
Abstract
University students are a vulnerable population for smoking initiation and continuation, often facing unique challenges in accessing cessation support. This scoping review aimed to map the existing literature on the barriers and facilitators to smoking cessation among university students using the Theoretical Domains [...] Read more.
University students are a vulnerable population for smoking initiation and continuation, often facing unique challenges in accessing cessation support. This scoping review aimed to map the existing literature on the barriers and facilitators to smoking cessation among university students using the Theoretical Domains Framework (TDF). Following the JBI methodology, six studies conducted in the United States, Jordan, and Qatar were included, employing both qualitative and quantitative designs. A total of 22 barriers and 20 facilitators were identified and mapped across relevant TDF domains. Key barriers included time constraints, financial limitations, low self-efficacy, and social smoking norms. Facilitators included access to flexible, low-cost interventions, peer support, and previous quit attempts. Digital interventions were preferred by students. The findings suggest that smoking cessation strategies targeting university students should be flexible, affordable, and embedded within campus health systems. Interventions that combine behavioral support, peer involvement, and accessible technology show strong potential in addressing the multifaceted barriers faced by this population. This review provides a theory-informed foundation for the development of tailored smoking cessation interventions and identifies key directions for future research. Full article
Show Figures

Figure 1

23 pages, 799 KB  
Systematic Review
Decoding Solar Adoption: A Systematic Review of Theories and Factors of Photovoltaic Technology Adoption in Households of Developing Countries
by Edison Jair Duque Oliva and Rodrigo Atehortua Santamaria
Sustainability 2025, 17(12), 5494; https://doi.org/10.3390/su17125494 - 14 Jun 2025
Cited by 1 | Viewed by 4382
Abstract
This systematic review explores key theories and factors shaping the adoption of photovoltaic (PV) systems by households in developing countries. Following the PRISMA protocol, we reviewed 44 empirical and theoretical studies published between 2010 and 2024, selected from an initial set of 350 [...] Read more.
This systematic review explores key theories and factors shaping the adoption of photovoltaic (PV) systems by households in developing countries. Following the PRISMA protocol, we reviewed 44 empirical and theoretical studies published between 2010 and 2024, selected from an initial set of 350 articles retrieved from Scopus and Web of Science. Studies were included if they addressed household PV adoption specifically within developing economies, excluding review articles and conference proceedings. Due to varied methodologies across studies that do not allow for a homogenous assessment, a formal bias risk assessment was not conducted. Our results reveal frequent use of frameworks such as the Theory of Planned Behavior, Technology Acceptance Model, and Diffusion of Innovations. Despite their popularity, these models sometimes fail to fully capture the economic, infrastructure, and cultural realities specific to nonmatured markets. Key adoption barriers identified include affordability constraints, weak infrastructure, social norms, and inconsistent policy support. Geographic imbalance, particularly concentrated in Asia and Africa, and limited consideration of behavioral economics insights represent limitations in the current evidence base. These findings suggest the need for context-sensitive theoretical models and deeper integration of behavioral factors, providing practical directions for future research and policy to facilitate renewable energy transitions. Full article
Show Figures

Figure 1

18 pages, 1153 KB  
Article
AI-Powered Buy-Now-Pay-Later Smart Contracts in Healthcare
by Ângela Filipa Oliveira Gonçalves, Shafik Faruc Norali and Clemens Bechter
FinTech 2025, 4(2), 24; https://doi.org/10.3390/fintech4020024 - 11 Jun 2025
Viewed by 3177
Abstract
As healthcare systems face mounting pressure to modernise payment infrastructure, fintech innovations have emerged as potential tools to improve affordability and efficiency. However, the adoption of these technologies in clinical settings remains limited. This study investigated the perceptions and resistance patterns of healthcare [...] Read more.
As healthcare systems face mounting pressure to modernise payment infrastructure, fintech innovations have emerged as potential tools to improve affordability and efficiency. However, the adoption of these technologies in clinical settings remains limited. This study investigated the perceptions and resistance patterns of healthcare professionals toward Buy-Now-Pay-Later technology and blockchain in healthcare finance, using Innovation Resistance Theory as the guiding framework. Survey data collected from medical practitioners (N = 366) were analysed to identify knowledge gaps, perceived risks, and tradition-related barriers that influence adoption intent. The findings reveal that while interest in financial innovation exists, resistance is driven by institutional conservatism, regulatory uncertainty, and limited familiarity with decentralised finance systems. This research contributes to the literature by offering a theory-based explanation for why even high-potential financial tools face behavioural and structural resistance in healthcare environments. Full article
Show Figures

Graphical abstract

27 pages, 1862 KB  
Article
Evolution and Simulation Analysis of Digital Transformation in Rural Elderly Care Services from a Multi-Agent Perspective in China
by Zheng Wen, Ming Mo and Jin Xu
Mathematics 2025, 13(11), 1756; https://doi.org/10.3390/math13111756 - 25 May 2025
Cited by 1 | Viewed by 784
Abstract
Amid accelerating population aging and the rapid evolution of digital technologies, the digital transformation of rural elderly care services has become a pivotal strategy for restructuring the rural elderly care system. This study identified the local government, rural elderly care service centers, and [...] Read more.
Amid accelerating population aging and the rapid evolution of digital technologies, the digital transformation of rural elderly care services has become a pivotal strategy for restructuring the rural elderly care system. This study identified the local government, rural elderly care service centers, and the elderly population as the principal stakeholders, and developed a tripartite evolutionary game-theory model to examine the dynamic strategic interactions among these actors under the influence of digital technologies. The model further investigated the evolutionary trajectories and equilibrium conditions of their behavioral strategies. Numerical simulations conducted via MATLAB were employed to validate and visualize the model outcomes. The findings revealed the following. (1) The evolutionary equilibrium of digital elderly care service development in rural areas is jointly determined by the strategic choices of the three parties, with its stability shaped by a complex interplay of cost structures, incentive mechanisms, and utility outcomes. (2) Cost factors exhibit heterogeneous effects across stakeholders. Specifically, excessive regulatory costs diminish the performance incentives of local governments, digital infrastructure and operational expenditures influence service centers’ capacity for precision-oriented service delivery, and the participation of the elderly is constrained by affordability thresholds. (3) Local government behavior demonstrates a pronounced sensitivity to incentives. In particular, rewards and social reputation conferred by higher-level governmental bodies exert a significantly stronger influence than punitive measures. (4) Government subsidies for digital transformation enhance cross-stakeholder synergy through dual transmission channels. Nonetheless, excessive subsidies may escalate fiscal risk, while moderately calibrated penalty mechanisms effectively curb moral hazard within service centers. This study advances theoretical understanding of multi-stakeholder coordination in the context of digitally enabled rural elderly care and provides actionable insights for policymakers aiming to formulate interest-aligned strategies and construct resilient, intelligent governance systems for elderly care. Full article
(This article belongs to the Section D2: Operations Research and Fuzzy Decision Making)
Show Figures

Figure 1

Back to TopTop