Fintech Innovations: Transforming the Financial Landscape

A special issue of FinTech (ISSN 2674-1032).

Deadline for manuscript submissions: 20 May 2025 | Viewed by 1644

Special Issue Editors


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Guest Editor
Métis Lab, EM Normandie Business School, 76600 Le Havre, France
Interests: Fintech, payment services, project management; business excellence and maturity models; digital transformation, diffusion of innovations; as well as AI and machine learning
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Guest Editor
Métis Lab, EM Normandie Business School, 76600 Le Havre, France
Interests: new technology; consumer behavior and digital marketing; Fintech

Special Issue Information

Dear Colleagues,

This Special Issue on Fintech innovations aims to explore the transformative impact of financial technology (Fintech) on the global financial landscape. As the integration of technology with financial services accelerates, it is reshaping how businesses operate, how consumers manage their finances, and how financial institutions deliver their services.

This Special Issue seeks to bring together cutting-edge research and insights from academics, industry professionals, and policymakers to provide a comprehensive understanding of the latest trends, challenges, and opportunities in Fintech. The focus will be on a range of topics, including digital banking, blockchain technology, cryptocurrency, AI-driven financial services, cybersecurity, regulatory frameworks, and the socio-economic implications of Fintech innovations.

By examining these areas, this Special Issue aims to contribute to the ongoing discourse on how Fintech is redefining financial services, promoting financial inclusion, and challenging traditional banking models. We invite contributions that critically assess the current state of Fintech, offer innovative solutions, and forecast future developments in this rapidly evolving sector.

We encourage submissions that not only advance our academic understanding but also offer practical insights for industry practitioners and policymakers.

Dr. Mitra Arami
Prof. Dr. Patricia Baudier
Guest Editors

Manuscript Submission Information

Manuscripts should be submitted online at www.mdpi.com by registering and logging in to this website. Once you are registered, click here to go to the submission form. Manuscripts can be submitted until the deadline. All submissions that pass pre-check are peer-reviewed. Accepted papers will be published continuously in the journal (as soon as accepted) and will be listed together on the special issue website. Research articles, review articles as well as short communications are invited. For planned papers, a title and short abstract (about 100 words) can be sent to the Editorial Office for announcement on this website.

Submitted manuscripts should not have been published previously, nor be under consideration for publication elsewhere (except conference proceedings papers). All manuscripts are thoroughly refereed through a single-blind peer-review process. A guide for authors and other relevant information for submission of manuscripts is available on the Instructions for Authors page. FinTech is an international peer-reviewed open access quarterly journal published by MDPI.

Please visit the Instructions for Authors page before submitting a manuscript. The Article Processing Charge (APC) for publication in this open access journal is 1000 CHF (Swiss Francs). Submitted papers should be well formatted and use good English. Authors may use MDPI's English editing service prior to publication or during author revisions.

Keywords

  • AI
  • blockchain technology
  • cryptocurrency
  • cybersecurity
  • decentralized finance
  • digital banking
  • disruptive technologies
  • financial inclusion
  • innovations
  • regulatory frameworks
  • portfolio management in fintech

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Published Papers (1 paper)

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Research

28 pages, 2935 KiB  
Article
Banking Transformation Through FinTech and the Integration of Artificial Intelligence in Payments
by Otilia Manta, Valentina Vasile and Elena Rusu
FinTech 2025, 4(2), 13; https://doi.org/10.3390/fintech4020013 - 1 Apr 2025
Viewed by 486
Abstract
In the context of rapid advancements in financial technologies and the evolving demand of the digital economy, this study explores the transformative impact of FinTech and artificial intelligence (AI) on the banking sector, with a particular focus on payment systems. By examining innovative [...] Read more.
In the context of rapid advancements in financial technologies and the evolving demand of the digital economy, this study explores the transformative impact of FinTech and artificial intelligence (AI) on the banking sector, with a particular focus on payment systems. By examining innovative financial instruments and AI-driven solutions, this research investigates how these technologies enhance efficiency, security, and customer experience in banking operations. This study evaluates the integration of AI in payment systems, including its role in predictive analytics, fraud detection, and personalization, while aligning with global trends in digital transformation and sustainability. Adopting an interdisciplinary approach, this analysis highlights scalable and resilient strategies that address emerging challenges in the financial ecosystem. The findings provide a comprehensive framework for leveraging AI and FinTech to drive the evolution of banking services, supporting the transition toward a more innovative, digitalized, and sustainable financial future. Full article
(This article belongs to the Special Issue Fintech Innovations: Transforming the Financial Landscape)
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