Insurance and Risk Management

Dear Colleagues,

In recent years, the life and non-life insurance sectors have been subjected to consistent and complex economic pressures from the financial world, but more recently from the public health sector. Either the negative effects of the financial crisis that began in 2008 had not been well erased within national economies, when the COVID-19 pandemic emerged. This pandemic has again destabilized the economic, social, institutional, and financial environments worldwide.

Contractions from the labour markets, inflationary environments, a significant rise of the energy prices, but also the climate risks are important ingredients of the challenges of the present-day world, which, however, are announced to be persistent in the years to come. The insurance & reinsurance sector is, in general, an important risk absorber for any economy, but in the time of crisis, its utility certainly is rising. Digitalization, reliable environmental policies, creating a consistent institutional environment and supportive for the development of the private sector, unfailing economic growth solutions are possible to support the insurance sector in an international context.

Authors are invited to submit papers that address these new aspects, highlighting the challenges that this economic sector has faced, is facing and will face, also highlighting what are the possible changes in the world of risk management, in line with the perspectives of the upcoming decade.

Prof. Dr. Ingrid-Mihaela Dragotă
Prof. Dr. Simona Laura Dragos
Dr. Cepoi Cosmin Octavian
Guest Editors

Manuscript Submission Information

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Submitted manuscripts should not have been published previously, nor be under consideration for publication elsewhere (except conference proceedings papers). All manuscripts are thoroughly refereed through a single-blind peer-review process. A guide for authors and other relevant information for submission of manuscripts is available on the Instructions for Authors page. Risks is an international peer-reviewed open access monthly journal published by MDPI.

Please visit the Instructions for Authors page before submitting a manuscript. The Article Processing Charge (APC) for publication in this open access journal is 1800 CHF (Swiss Francs). Submitted papers should be well formatted and use good English. Authors may use MDPI's English editing service prior to publication or during author revisions.

• finding new determinants for life and/or no-life insurance sector and/or new methodologies to explore the ways to develop these markets
• new findings regarding contributions of the insurance sector to the development of the world's economies in unstable environments, but also in periods of economic calm
• solutions for the survival and growth of the life insurance sector in the context of the COVID-19 pandemic
• banks and insurance companies - friends or enemies? possible contributions of these two important markets to the economic growth of the emerging and/or developed states
• the importance of ESG standards for future development of non-life insurance sector
• the impact of macroeconomic factors on the development of the insurance market in unstable environment
• structural analysis of the national insurance markets in teritorial profile, highlighting the different economic behaviour between emerging and developed markets
• comparative analysis of the impact of country-specific determinants on the development of national insurance markets between emerging and developed countries in unstable economic, financial & institutional environments
• particularities of insurance risk management in unstable financial & institutional economic environments
• adjustments of risk management techniques in the COVID-19 pandemic