Heavy rainfall events, characterized by extreme downpours that exceed 100 mm per day, pose an intensifying hazard to the densely settled valleys of the western Himalaya; however, their coupling with expanding urban land cover remains under-quantified. This study mapped the spatiotemporal exposure of
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Heavy rainfall events, characterized by extreme downpours that exceed 100 mm per day, pose an intensifying hazard to the densely settled valleys of the western Himalaya; however, their coupling with expanding urban land cover remains under-quantified. This study mapped the spatiotemporal exposure of built-up areas to heavy-day rainfall (HDR) across Jammu, Kashmir, and Ladakh and the adjoining areas by integrating daily Climate Hazards Group InfraRed Precipitation with Stations product (CHIRPS) precipitation (0.05°) with Global Human Settlement Layer (GHSL) built-up fractions within the Google Earth Engine (GEE). Given the limited sub-hourly observations, a daily threshold of ≥100 mm was adopted as a proxy for HDR, with sensitivity evaluated at alternative thresholds. The results showed that HDR is strongly clustered along the Kashmir Valley and the Pir Panjal flank, as demonstrated by the mean annual count of threshold-exceeding pixels increasing from 12 yr
−1 (2000–2010) to 18 yr
−1 (2011–2020), with two pixel-scale hotspots recurring southwest of Srinagar and near Baramulla regions. The cumulative high-intensity areas covered 31,555.26 km
2, whereas 37,897.04 km
2 of adjacent terrain registered no HDR events. Within this hazard belt, the exposed built-up area increased from 45 km
2 in 2000 to 72 km
2 in 2020, totaling 828 km
2. The years with the most expansive rainfall footprints, 344 km
2 (2010), 520 km
2 (2012), and 650 km
2 (2014), coincided with heavy Western Disturbances (WDs) and locally vigorous convection, producing the largest exposure increments. We also performed a forecast using a univariate long short-term memory (LSTM), outperforming Autoregressive Integrated Moving Average (ARIMA) and linear baselines on a 2017–2020 holdout (Root Mean Square Error, RMSE 0.82 km
2; measure of errors, MAE 0.65 km
2; R
2 0.89), projecting the annual built-up area intersecting HDR to increase from ~320 km
2 (2021) to ~420 km
2 (2030); 95% prediction intervals widened from ±6 to ±11 km
2 and remained above the historical median (~70 km
2). In the absence of a long-term increase in total annual precipitation, the projected rise most likely reflects continued urban encroachment into recurrent high-intensity zones. The resulting spatial masks and exposure trajectories provide operational evidence to guide zoning, drainage design, and early warning protocols in the region.
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